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Loan expression: This refers to the amount of months you'll need to pay back back again the loan. The amount of time you take to repay the loan can influence your curiosity fee, in addition to the amount you shell out every month As well as in full in excess of the lifetime of the loan.
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Funds—refers to some other assets borrowers can have, Except for cash flow, which can be utilized to meet a debt obligation, such as a down payment, discounts, or investments